Reports and figures

See selected key figures, the bank´s latest annual and half-yearly reports and find information on solvency needs and capital base.

Financial highlights, ratios & key figures, Group

Financial highlights
	Units	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019
Net interest income	DKKm	3,279	2,281	1,643	1,070	1,075
Profit before tax	DKKm	2,511	903	1,378	382	588
Profit for the period	DKKm	1,838	789	1,329	330	545
Loans and other receivables at amortised cost	DKKm	47,593	44,110	41,958	23,818	22,906
Deposits incl. pooled schemes	DKKm	93,691	88,095	89,237	52,045	47,990
Ratios and key figures
Impairment ratio for the year	%	0.2	0.6	0.5	0.2	-0.2
Cost ratio	%	54.8	77.4	68.4	83.2	76.5
Return on equity before tax	%	18.7	7.0	14.8	5.5	8.6
Return on equity after tax	%	13.7	6.1	13.9	4.7	7.9
Capital ratio	%	21.0	19.8	18.2	20.6	19.8
Common Equity Tier 1 capital ratio	%	19.0	17.8	16.0	18.1	17.3
Tier 1 capital ratio	%	17.5	16.1	14.9	17.0	16.2
Capital requirement	%	15.9	15.7	12.5	12.8	13.5
Capital excess cover	p.p.	5.1	4.0	5.7	7.8	6.3
Liquidity coverage ratio (LCR)	%	309.6	264.5	249.4	274.1	269.9